Personal budgeting, reimagined

Make money
feel lighter.

Prospera helps you see what is safe to spend, what is on track, and what needs attention — without spreadsheet anxiety.

Prospera · Dashboard
Safe to spend
$842
↑ On track
Budget remaining
$1,240
14 days left
Savings pace
$320
↑ +$40 vs last mo.
Bills covered
100%
All clear this month
Groceries
68%
Transport
42%
Today's nudge: Your monthly plan is trending positive. Small win: grocery spending is down from last week.
What Prospera does
Everything you need.
Nothing you don't.

Built for real households, not accountants. Prospera keeps your financial life clear and calm.

Track spending

See every dollar in and out. Import from your bank via CSV or add transactions manually — in seconds.

Plan monthly budgets

Set spending plans by category. Prospera shows you what is planned, what is pending, and what is done.

Build savings momentum

Watch your savings pace grow month over month. Small wins add up — and Prospera celebrates them with you.

Know what is safe to spend

Your safe-to-spend number updates in real time as transactions come in. No guessing. No anxiety.

Simple, honest pricing.

One plan, one price. No hidden fees, no confusing tiers. Just Prospera doing what it does.

Starter
$0
Free forever

Everything you need to get started with personal budgeting — at no cost.

  • Core budgeting and ledger
  • CSV import
  • Reconciliation
  • 2 active goals
  • 90 day net worth history
  • 1 spending challenge at a time
  • Transaction search — current month
  • Financial milestone badges
  • Basic monthly summary
  • Dark mode
  • Offline mobile access
Get started free